Welcome to our Summer newsletter…

It has felt like a long time in the making this year, but summer is finally here and hopefully the warm weather will soon be upon us.
As we start to think about the holiday season and our plans and goals for the new year to come, it’s often the time when we reflect on the year we’ve had.  For me it was a challenging year both professionally and personally on many levels.  On a positive note I have watched the Coastline team grow and expand into new locations, and seen many clients achieve their goals.
Sadly, early in the year we had to say goodbye to a much loved member of our team, Jason Barker.  Our thoughts are with Jason’s family and everyone who will be missing someone this Christmas.  It is a time to appreciate those around us and continue to make memories that will last throughout the years.
I look to 2017 with great optimism.  We are kicking off the year with a client seminar which I hope you can attend.  In the meantime, I would like to sincerely wish all our clients, friends and family a wonderful holiday season.
We hope you enjoy our Summer newsletter, and if you would like to discuss any of the topics raised in this newsletter, please don’t hesitate to contact us on 03 5264 7700.

Kind Regards,

Darryn Jacobs, Director


AMP Adviser of the Year – Victoria and Tasmania

We are very pleased to announce that our Director Darryn Jacobs has been announced as the Adviser of the year for the Victoria and Tasmania Region, this also sees him shortlisted for the AMP Financial Planning Adviser of the Year Award!
The award recognises the difference Darryn has made to his client’s lives through the advice he provides. We look forward to the award presentations at the AMP Advice Summit early next year – well done Darryn!



News from the Coastline Community

As the festive season quickly approaches we are easily swept up in the mood of giving, and many of us often turn our thoughts to charity.
During the month of November Coastline staff, Mark, Mike and Nathan raised over $1000 for the Movember charity which is the only global charity focused solely on men’s health. Funds raised help to tackle some of the biggest health issues faced by men: prostate cancer, testicular cancer and poor mental health. We would like to thank our Coastline community, both staff and clients for their donations.


We are excited to announce some details for our next client seminar in February.  Former Olympic gold medalist and former member of the Australian ‘Oarsome Foursome’ rowing team, James Tompkins will be our guest speaker.

James will be talking about his Olympic journey and how sporting discipline has helped him forge a successful career in finance. James is the National Sales Manager at UBS Australia and he will also share unique educational insights with Coastline clients in an informal, social setting.

If you would like more information on this event please register your interest by calling 5264 7700 or emailing enquiries@coastlinefg.com.au


Super Changes 2017

How will they impact you?

We cover some of the factors to be aware of given changes have just passed in parliament and are due to become superannuation law.

Earlier this year, the Federal Budget announcement included a proposal to introduce changes to super bigger than the likes of anything we’ve seen in almost a decade. Then, in September the government announced some significant adjustments to its proposal.

The revised proposed changes to super have now passed through both houses of parliament and are due to become part of Australian superannuation law. The new laws will generally affect individuals with relatively high super balances, and will change contributions rules and the tax breaks available in super with most taking effect from 1 July 2017. Continue reading...


Four tips for an easier Christmas

By planning ahead, you’ll be able to relax over the holidays rather than teetering under the pressure Joy bells may ring out from the speakers, but many of us experience stress during the Christmas period. According to Relationships Australia, 93.5% of people celebrate Christmas. And more than 30% experience high levels of stress and anxiety.

Family and financial pressures
Many people report family relationships as highly stressed due to financial worries and work-life balance factors, while the pressures of buying gifts and entertaining also add to the strain. With food and presents being the main expenses, 25% of people worry about covering the costs.
Four tips for easing into Christmas
While for many families Christmas is a time of giving, it’s important not to give to others at the expense of your own peace of mind. But it’s true that finding the balance can be challenging.

Whether you’re involved in family celebrations or gatherings with friends or colleagues, use our tips to find the right balance for you.