Wealth Management
Build the life you’ve always wanted
At Coastline, we’re not just about helping you improve your finances. We help you create your ideal life by working with you through each stage and guiding you with the necessary tools and advice.
New to Investing?
We can show you simple, low-cost investment options to help you achieve your financial goals.
For sophisticated investors, Coastline provides access to a wide range of mainstream and alternative investments.
Our advisers work with you to create a tailored investment strategy. We can also guide you on using gearing to invest in properties, shares, or managed funds.
Investment Planning & Gearing
We work closely with you to create tailored investment plans that align with your goals.
Our plans are designed to make a positive difference to your financial future, ensuring you feel comfortable and in control.
Estate Planning
It’s important to consider your family’s financial position if the unforeseen happens.
Would you have enough to support yourself without an income? Would your family maintain their lifestyle?
With our industry experience, you can relax, knowing you’re in good hands.
Ready to start building your dream life?
Get in contact today to take the first or next step in your wealth management strategy.
About coastline Advice
We love financial advice
We help clients imagine the life they want, believe it is possible and help them achieve it.
We take the time to understand you and the life you want to lead.
We partner with you on your journey and life’s major milestones.
We provide informed financial advice to get you where you want to be.
Frequently Asked Questions
What is Estate Planning?
Estate planning is the management and distribution of assets during life and after death. It includes creating a will, establishing trusts, designating beneficiaries, and planning for incapacity. Speak to one of our financial advisers if you need help creating a tailored estate plan.
What does gearing investments mean?
Investment gearing, also known as leverage or borrowing to invest, is a strategy where an investor borrows funds to increase their investment exposure. This can amplify potential returns, but it also increases the risk of losses. Gearing can be achieved through various methods, such as margin loans or using a home equity loan to invest in stocks or property. It’s important to speak to a financial adviser to discuss the risks and potential rewards of gearing, as well as your own risk tolerance and financial situation, before employing this strategy.
Is it important to diversify my portfolio?
Diversifying your portfolio is important because it helps to spread risk and reduce the impact of poor performance from any single investment. By allocating your investments across various asset classes, sectors, and geographic regions, you can mitigate potential losses and achieve more stable returns over time. If you need help diversifying your portfolio, speak to one of our financial advisers on 5264 7700.
Benefits of working with a financial adviser
Working with a financial adviser offers several benefits, including personalized financial planning tailored to your specific goals and circumstances. They provide expert advice on investment strategies, retirement planning, tax optimization, and risk management. A financial adviser can help you navigate complex financial decisions, stay disciplined with your financial goals, and adjust your plans as your life circumstances change. Additionally, they offer insights into market trends and economic conditions, helping you make informed decisions to enhance your financial well-being and achieve long-term financial security.
When to start investing?
Investing should be considered after you have a solid financial foundation in place. This includes having an emergency fund with three to six months’ worth of living expenses, manageable debt levels, and a clear understanding of your financial goals and risk tolerance. If you’re ready to start your investing journey, speak to Coastline Advice today on 5264 7700.
Can a financial adviser help me minimise tax?
A financial adviser can help you minimize tax by providing strategies tailored to your specific financial situation. They can guide you on tax-efficient investment options, such as using tax-advantaged accounts like superannuation in Australia, and recommend appropriate tax deductions and credits. Additionally, advisers can assist with structuring your investments to defer or reduce taxes, advise on capital gains tax management, and help with estate planning to ensure your assets are transferred in a tax-efficient manner. If you would like to minimize your tax, speak to one of our financial advisers on 5264 7700.
What is wealth management?
Wealth management is a comprehensive approach to managing an individual’s or family’s financial situation to grow, protect, and distribute wealth effectively. It involves a range of services including investment management, tax planning, retirement planning, estate planning, and risk management. Our financial advisers work closely with clients to create personalized strategies that align with their financial goals, risk tolerance, and time horizon. The aim is to provide holistic financial solutions that address both current financial needs and future aspirations, ensuring long-term financial stability and growth.
What does working with Coastline Advice involve?
Working with a Coastline adviser involves an initial consultation to discuss your financial goals, risk tolerance, and current situation. We then conduct a detailed financial assessment to analyze your income, expenses, assets, liabilities, and investments. Based on this assessment, we develop a personalized financial plan based on your goals. We then assist with implementing the plan, adjust your portfolio as needed, and provide ongoing monitoring and support. Regular reviews ensure your financial strategy remains aligned with your goals and adapts to changes in your life and the market.
What Coastline Advice Stands For
Authenticity
We are real people that genuinely want to see you achieve the future you want.
Connection
We are locals, living and breathing where we work and sharing a passion for our local community with our clients.
Outcomes
We partner with our clients to help them achieve their ideal lifestyle, whatever that may be.
Related Services
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Contact Us
Your privacy is important to us and Coastline Advice, which is part of Akumin. You may request access to your personal information at any time by calling us on (03) 5264 7700 or contacting Akumin on 1300 157 173. Information collected will be subject to Akumin’s Privacy Policy. You can also contact us or Akumin if you do not wish to receive information about products, services or offers available from us or Akumin from time to time.